Last Updated on June 27, 2024 by Rojgar Buddy Team
Andaman and Nicobar Islands Scheme for Health Insurance-ANISHI : The Health Department of the Union Territory of Andaman and Nicobar Islands launched the ‘Andaman & Nicobar Islands Scheme for Health Insurance (ANISHI)’ on 26.01.2015. This scheme aims to provide essential medical treatment benefits to economically disadvantaged individuals residing in the islands.
Andaman and Nicobar Islands Scheme for Health Insurance (ANISHI) : Benefits
- Provides cashless medical treatment up to ₹5 Lakhs per patient per illness, covering both indoor and outdoor treatments.
- Reimburses travel expenses for patients and one attendant (bunk class fare).
- Offers air ticket reimbursement for critically ill patients referred under the scheme for flights.
Andaman and Nicobar Islands Scheme for Health Insurance (ANISHI): Eligibility
- Below Poverty Level (BPL) residents of A&N Islands.
- Government pensioners of A&N Administration settled in the islands after retirement with dependent family members.
- Permanent residents of Andaman & Nicobar Islands with a family annual income below ₹3.00 Lakhs.
Andaman and Nicobar Islands Scheme for Health Insurance (ANISHI): Application Process
- Offline Process:
- Complete codal formalities at Nodal Cell (ANISHI) in an empanelled hospital.
- Obtain referral from GB Pant Hospital, Port Blair.
- Nodal Cell processes within 2 days and issues approval for cashless treatment.
| Important Links | |
|---|---|
| Official Website | Click Here |
| Application Form | Click Here |
| Scheme Details | Click Here |
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FAQs
What is ANISHI?
ANISHI stands for Andaman & Nicobar Islands Scheme for Health Insurance, launched to provide cashless medical treatment benefits to eligible individuals.
Who is eligible to avail benefits under ANISHI?
Eligible individuals include BPL category residents of A&N Islands, government pensioners settled in the islands post-retirement with dependent family members, and permanent residents with an annual family income below ₹3.00 Lakhs.
What are the benefits offered by ANISHI?
ANISHI provides cashless treatment up to ₹5 Lakhs per patient per illness, covering both indoor and outdoor medical treatments.
Are travel expenses covered under ANISHI?
Yes, travel expenses for patients and one attendant are reimbursed, limited to bunk class fare.
Do critically ill patients receive any special benefits under ANISHI?
Critically ill patients referred for travel by flight under the scheme are entitled to reimbursement of air tickets for the patient and one attendant.
Can beneficiaries avail treatment outside Andaman & Nicobar Islands under ANISHI?
Yes, under certain conditions and with prior approval, treatment outside the islands is permissible.
What is the application process for ANISHI?
Eligible patients must complete codal formalities at the Nodal Cell (ANISHI) in an empanelled hospital after referral by a specialist at GB Pant Hospital, Port Blair.
What happens if a beneficiary falls sick during a personal visit to the mainland?
Emergency treatment under the scheme is available if admitted to an empanelled hospital, but travel expenses will not be reimbursed.
How quickly are applications processed under ANISHI?
The state Nodal Cell processes cases within 2 days of submission, after which empanelled hospitals receive approval to provide cashless treatment.
What documents are required for BPL patients under ANISHI?
BPL patients need to provide their Islander Card/Voter ID Card and BPL Ration Card.
What documents are required for pensioners under ANISHI?
Pensioners should submit their Pension Payment Order, Ration Card, and Islander Card/Voter ID Card.
What documents are required for permanent residents under ANISHI?
Permanent residents need to provide their Islander Card/Voter ID Card and Ration Card.
Can beneficiaries choose any hospital for treatment under ANISHI?
Treatment must be sought in empanelled hospitals notified by the Administration for cashless benefits under ANISHI.
Are there exceptions to the reimbursement policy for hospital expenses under ANISHI?
Yes, reimbursement is not allowed if a beneficiary undergoes treatment without completing codal formalities at the State Nodal Cell (ANISHI).
